Invest towards financial security, stress free.
Make a personalised financial plan, invest for long and short term goals, track your progress & learn as you go - all in one account.
Build your investment plan with our advisors
Time is money... literally.
Hear from our investors
Personalised, goal based investing. Built for Africa.
Build an investment plan that fits like a glove
Our mission is to make investing in Africa seamless, so you can stay consistent and have a smoother ride to your financial goals
Confidence
Get guidance on your financial plan and decisions before you make them. Spend less time wondering if you are doing the right thing & start doing it!
Clarity
Understand how you are progressing towards your goal & know exactly where you stand. Catch up when you miss some payments & keep adjusting your plan to meet your needs.
Convenience
Use convenient tools to keep track & invest like clock work every month. Say goodbye to starting ‘next month’ & actually stay on top of your investments.
Our mission is to make investing seamless, so you can stay consistent and have a smoother ride to your financial goals.
Smart personalised investing
Our Investment Strategy
Africa’s Pocket investing methodology is based on personalised goal based investing. We aim to match your goals to the appropriate mix of investment assets to get you there securely, rather than a one size fits all approach.
We prioritise investing in a wide range of secure African assets that include:
Governance
The actual investment strategy is guided by Africa's Pocket SACCO’s Investment Policy.
It’s executed by the Management Committee which is made up of business and investment professionals with 30+ combined years of investing experience in Kenya and beyond.
It’s governed by a Supervisory Committee which is made up of investment and audit professionals who are independent of the SACCOs or Africa’s Pocket’s operations.
The Management Committee meets once a quarter to adjust the investment strategy based on market conditions and is audited by the Supervisory Committee as well as an independent auditor once a year.
Our Philosophy
We believe that Africa is the future and as such, we invest in African assets and where possible, in African currencies.
We match the timeline of your goals to an appropriate mix of investment assets to get you there securely.
Our first objective is to maximise your return & compound interest earned (to make sure you achieve your goal on time) - and there after transition your investments into liquid assets so that you can easily withdraw when it's time for you to turn your goal into a reality.
And we're just getting started..
Multi-asset investing
Bonds, shares, real estate
Automatic deposits
Set it & forget it
Joint accounts
Invest with your partner or group
Track all your assets
even those on other platforms
No hidden fees. Keep everything you earn.
Pay a one-time fee of just KES 6,000 to join and set up your financial plan. After that, pay a monthly maintenance fee of KES 1,000 (or KES 833 if you pay for a year at once).
FAQs
What we do is (admittedly) complex, but your part is pretty easy.
Just tell us your goals, how much they cost and when you want to achieve them.
We'll tell you how much you need to save every month, match your goals to the investments that will get you there and help you seamlessly invest and keep up with your plan.
Your job is simply to stay true to the plan!
We only invest in highly vetted opportunities. We'll match your goals to a tailored portfolio.
For goals that are maturing in the next three months, we invest the funds in liquid assets like Money Market Funds & Fixed deposits.
For goals that are further out, we invest in long-term assets like government bonds, real estate and shares.
Africa's Pocket is licensed by the Ministry of Co-operatives. This allows us to collect funds from the public and invest on your behalf.
Additionally, we only work with licensed Asset Managers like Sanlam Asset Managers & Faida Investment Bank to make investments.
It's your money, so you'll always have access to it.
We have two types of investments, short & long-term.
Short term funds are always available to you.
Long-term goals have a lock-in period depending on when your goals will come due.
Not at all!
You’ll only have to pay a set-up fee of KES. 6,000, and after the first month, a maintenance fee of KES. 1,000/month or KES. 10,000/year (2 months free)
Our minimum recommended investment amount is KES. 20,000 per month to really see an impact.
The return of your portfolio is based on market conditions and the opportunities available.
With current market conditions we project returns of 11-11.5% p.a. for long-term goals and 7-9% p.a. for short term goals.
Our minimum recommended investment amount is KES. 20,000 per month to really see an impact.
You can track your annualized return & absolute interest you’ve earned on your dashboard and in your detailed goals view.
We’ll also share our overall portfolio performance at the end of each financial year during our AGMs
Create an account & set up your financial plan in 5 minutes.
It is extremely simple to begin! You don't need to know anything about finance or investing, and no preparation is required.
Just create an account, tell us your goals, how much they cost and when you want to achieve them, as well as your starting point (current income, savings, etc.).
We'll do the rest!
Ready?
Your money is in safe hands
Create your free account in minutes and join the thousands of African investors.
